The CGTMSE Loan is a government-backed initiative created to support Micro and Small Enterprises (MSEs) by offering collateral-free funding. It enables first-time entrepreneurs and small business owners to access formal credit without the need to pledge assets.
At Dhanveera Solutions Pvt. Ltd., we help you make the most of this scheme—whether it’s for business growth, working capital, expansion, or equipment purchases. Our experienced team provides end-to-end guidance, ensuring a smooth and hassle-free application and approval process.
Eligible Entities: Micro and Small Enterprises (MSEs) only Business Type: Manufacturing or service-based startups or existing units Loan Amount: Up to ₹2 Crore without collateral Credit Guarantee: Backed by Credit Guarantee Fund Trust for MSEs (CGTMSE) Ownership Type: Proprietorship, partnership, LLP, or private limited company Compliance: Must adhere to MSME and CGTMSE guidelines Bank/NBFC Tie-up: Loan must be availed through CGTMSE-registered lenders Business Registration Proof
(MSME/Udyam) KYC Documents of
Proprietor/Partners/Directors Business Plan or Project Report Last 1–2 Years ITR (if applicable)
Bank Statement (6 months) GST and other statutory documents
We simplify the complex CGTMSE loan process for you by offering expert guidance, documentation assistance, and lender coordination. Our connections with banks and NBFCs ensure higher chances of approval and a smooth journey toward financial inclusion.
Collateral-Free Funding
Loan Amount up to ₹2 Crores
Government Guarantee
Flexible Repayment
Any Micro or Small Enterprise engaged in manufacturing or services, including startups, can apply.
No, it’s a completely collateral-free loan under the CGTMSE scheme.
Typically between 7 to 15 working days, depending on document readiness.
Yes, with a strong project plan and supporting documents, even new startups can be considered.
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+91 8850816988
info@dhanveera.com
Office No. 101, A Wing, 1st
Floor
Rustomjee Central Park, Chakala, Andheri East, Mumbai - 93