A Loan Against Property (LAP) helps you unlock the value of your residential, commercial, or industrial property to access higher funding. Whether it’s for business expansion, personal requirements, education, or medical emergencies, LAP offers longer repayment tenures and competitive interest rates to make financing easier.
Available for both salaried and self-employed individuals, this loan lets you use your property’s value while continuing to retain full ownership. With flexible terms, minimal documentation, and quick disbursals, LAP is a smart and reliable way to achieve greater financial freedom.
Property Ownership: Residential, commercial, or industrial
property accepted Applicant Type: Salaried or self-employed individuals Minimum Age: 21 years (up to 65 years at loan maturity)
Stable Income: Proof of steady income required (salary
slips, ITRs, etc.) Credit Score: 700+ preferred for quick approval Property Documents: Clear title and legal ownership
mandatory Loan Amount: Up to 60–70% of the property’s market value
Identity proof (Aadhaar/PAN/Passport) Address proof (Utility bills/Passport) Property documents (Title deed, tax receipts) Income proof (Salary slips or ITR) Bank statements (Last 6 months) Business proof (for self-employed) With Dhanveera Solutions, get transparent processing, expert guidance, and personalized support from application to disbursal. We ensure that your experience is seamless, with faster approvals and no hidden charges. Our strong lender network guarantees the best offers in the market tailored to your financial needs.
Amount based on property value Lower interest rates Flexible repayment tenure
Continued ownership & usage
Loan amount depends on the property’s market value and your income profile, generally up to 60-70% of the property value.
No, you retain full ownership and can continue using the property.
Yes, pre-closure is allowed and often comes with minimal charges, depending on the lender.
You can mortgage residential, commercial, or industrial properties, provided they are legally owned and free from litigation.
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